Baccarat is a stylish and elegant game providing good odds for the player. The average house advantage is less than 2% and as low as 1.17%. Baccarat is a simple game of chance with no decisions or options after the initial bet is placed.

Card Values
Card values in Baccarat are equal to their face value (2 of spades equals 2 points) and Aces are worth 1 point. The exceptions are for all 10s, Js, Qs and Ks which are always valued at 0.

When playing a hand, card values are added together and the sum is the total hand value. When the total hand value exceeds 10 points the digit in the tens column is dropped. Thus the greatest value for a hand may be 9.. For example if the total sum equals 11 and the tens digit is dropped then the new value is 1.

Objective
The objective of the game is to bet on the hand that gets closest to 9 total points.

Bets
Baccarat bets are either placed in the player box, or in the bank box. The choice is up to the player unless he or she is dealing, in which case the player must bet bank. Another bet may made called a tie bet in which one bets that the player and the bank will tie in points. This bet pays 9 to 1.

Playing
Once bets are placed, the player and the bank receive two cards each. If the player or the bank draws an 8 or a 9 it is an automatic win.

If the player draws between 0-5 then another card must be dealt, with an initial 6 or 7 the player must stand.

If the player stands than the bank must follow like rules, and draw on 0-5 and stand on 6 or 7.

On the other hand if the player draws the banker also must draw when holding 0-2 total points. If he holds 3 points he must draw when giving the player 0-7. With 4 points he must draw when giving the player 2-7. With 5 points he must draw when giving the player 5-7. With 6 points he must draw when giving the player 6-7. And with 7 points the banker must always stand.

Winning
Winning hands are paid even money when betting player, and even money minus 5% when betting banker.